Notice of Default Sums for Bums

How to Deal with Bank Letters

In the face of climate change, the debtor may experience a fit of conscience before disposing of numerous default letters printed on lovely crisp paper. It is a shame that a notice of debt should be the fate of some poor tree. Well, here are alternative suggestions to give those final demands a new lease of life.

Save Money Using Creditor’s Letters

 Why not use the creditor’s letters to save money? This might help reverse the association of “debt” with “final demand”. Here are some creative ideas on turning debt on its head for good use in the home.

Shred up the final demands and use them for a compost heap. Combined with teabags, vegetable peelings and old leaves, shredded up bank letters help to oxygenate the mixture and contribute to a better harvest next year. Furthermore, the quality of the paper banks use is good.

Of course, you could use the bank summons as toilet paper, an old idea, but still useful.

Use the shredded up bank statements for loft insulation. This will help save on heating bills. Simply stuff into plastic bags and line the loft floor with them.

Make paper clothes out of them. Tramps have proved that newspapers have insulation value, so why not bank reminders? Simply obtain a clothes pattern, cut and cellotape together. Avoid wearing in the rain or the paper will perish. Or snow for that matter. Oh, and don’t walk on puddles, or on mud. Other than that, the paper clothes should serve you well.

If the bailiffs have taken off with your furniture, why not use the shreddings to stuff bin bags for cushions. This would be a more comfy option than sitting on the floor.

Bailiff Letters and What to Do With Them

But if the debtor is feeling in a creative mood, here are some further suggestions on what to do with creditor’s letters.

• Make paper Mache out of them. Mixed with some PVA glue, this could provide a great pastime for kids. Grown up kids can make themselves useful by making paper Mache corner units or shelves which could almost be the real thing.
• Use the shreddings as a compress for a sore elbow. All that repetitive strain from hanging up on the creditors can be stressful on the joint.
• Stick the final demands on the walls as a progressive style of wallpaper. You never know, it could catch on.
• Save up the shreddings and sell to the next Damon Hurst for the Tate Moderne. Reap some satisfaction at the sight of a floor covered in bank statement shreddings winning the Turner Prize.
• If a white Christmas is not forthcoming, line the garden with the shredded paper to make it look like snow. The kids will love it.

Useful Ideas for Final Demand Letters

So there you have it. With these helpful suggestions you will never look at a final demand letter in the same way again. In fact, you might feel a little cheery when you see the postie present another one for you.